Once you have been gifted an amount, you will get an email to alert you of your gift. You will need to accept this and then the gifted amount will be added onto your INKPAY bonus balance.
When you are ready to get a tattoo, and you are accepting your order, and choosing your repayment schedule, you will need to remember to toggle the switch to use your bonus balance. With the bonus balance added, it will bring the repayment amounts down.
If you do not switch on the bonus balance and accept the order repayments, you will need to make repayments yourself. So don't forget!